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He raked in $990K playing in the NFL last year, teaches finance at UPenn, and interned at UBS. And he’s got a simple piece of money advice we all may need to hear right now.

NFL linebacker Brandon Copeland made $990,000 in the NFL last year, according to CBS Sports — but that’s not even close to the most fascinating thing about him. While attending the University of Pennsylvania, he interned at UBS and has since returned to his alma mater to teach a financial literacy course. One piece of his advice that feels particularly relevant now — as a recession may loom and some savings accounts are paying more than they have since 2009 (see the best savings account rates you may get now here) — is this: You need an emergency fund.

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