BofA Securities analyst Jason Kupferberg maintained a Neutral rating on  PayPal Holdings, Inc. (NASDAQ:PYPL) at a price target of $74. The analyst writes that several announcements in the payments industry highlight the company’s ongoing competitive challenges, which resulted in shares retracting much of last week’s gains. This week, Apple Inc. (NASDAQ:AAPL) kicked off the iOS 18 update, which included a new “Tap to Cash” service. The analyst expects “Tap to Cash” feature to pose more competition for Venmo than Cash App, considering end-user demographics. Moreover, Apple announced plans to integrate Affirm Holdings, Inc.‘s (NASDAQ:AFRM) payment products into Apple Pay for U.S. ...