People often think they don't have any choice about taking the IRS-mandated required minimum distributions from their retirement accounts – but they do. While you can't skip making the withdrawal they can choose how to time it in a way that works best for their individual financial situation. Required minimum distributions – RMDs, for short […] The post Is It Better to Take My RMD Later or Earlier in the Year? How Do I Decide? appeared first on SmartReads by SmartAsset.