After record-breaking sales of I-bonds in October, the U.S. Treasury is dangling another good deal in front of savers for the next six months. Starting Nov. 2, when I-bonds will be available again after site maintenance at TreasuryDirect.gov, the inflation-adjusted annualized rate will be 6.89%, down from 9.62%. The fixed rate at the time of purchase will stay with the bond as long as you hold it — up to 30 years — but the inflation adjustment resets every six months in November and May.
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