THE MONEYIST Dear Quentin, My long-time girlfriend and I moved to Florida three years ago. After renting a home for a year in an area we liked, we bought a home together. I was not working at the time, she was, so we agreed that it would make sense to not put me on the loan application, even though my credit score was higher than hers (however, we both have what would be considered “good” scores —  north of 725 and 800).
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